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The Journey Starts Now

October 20th, 2011 at 12:25 am

I have been very, very fortunate that practically most of my adult life, I have been employed and never had the horror of being fired or laid-off. So all I know is that I will go to work in the morning, work all day, go home after, then repeat for 4 more days in the week. Take a well-deserved rest on weekend, go shopping once in a while, dread Sunday night, then repeat the cycle all over again.

I met an older friend a few days ago and she made a very interesting point. She said that during difficult times, we cannot depend on other people but only on ourselves. She told me the story of how she got blind-sided when she got laid-off at 45 years old from an insurance company that she worked for for so many years. It took her by surprise and she wasn't ready at all financially. So she makes it a point to remind her friends to not make the same mistake that she did.

It got me thinking. What if there's no more cheque this payday, can I survive then? How long will my almost-empty savings last me? How will I be able to pay my bills? And I spent sleepless nights after that scared and worried all of a sudden. Come to think of it, I needed that wake-up call.

I need to take control of my money especially where each penny goes...

I need to save for the future...

I need to start investing now...

I need to pay my debts...

Too much to do, so little time. I just hope it's never too late. Keeping my fingers crossed.

8 Responses to “The Journey Starts Now”

  1. creditcardfree Says:

    Welcome to SA! It's never to late if you get started. Something saved is better than nothing. I look forward to reading about your progress.

  2. laura Says:

    Welcome! Good luck on journey; I look forward to following you as chronicle your success!

  3. patientsaver Says:

    You're fortunate to have had this revelation while you are still employed. A lot of people don't come to this conclusion until they're in a real jam. Make the most of this opportunity to get your financial life in order. Even if you don't care about getting your financial life in order, living paycheck to paycheck is a good way to guarantee you'll ALWAYS "go to work in the morning, work all day, go home after, then repeat for 4 more days in the week."

    Surely there is something more meaningful we can do with our lives than spend it working to increase the profits of someone's corporate enterprise.

  4. Ima saver Says:

    Welcome, glad you have joined us!

  5. Beawealthywarrior Says:

    Welcome and it's never too late!

  6. crazyliblady Says:

    Welcome. It's never too late to begin saving. Don't forget that along with saving for unexpected events, it is also important to pay off any debts. You are very lucky to have never had any serious financial setbacks.

  7. Saving For a Rainy Day Says:

    thank you very much for the support! it's really nice to be in an environment wherein everybody have similar goals in mind. Cheers to all of us!

  8. baselle Says:

    Welcome. Frugal people are made, not born. All of us had a similar revelation - yours came at the best time possible.

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