We're almost halfway through 2012 and I guess it's the perfect time to revisit our goals. My financial life still needs a lot of work and I have to make new strategies to speed up my debt-reduction goals. Honestly, one reason why I haven't blogged in a while is that I have been taking it easy lately. But here I am again, more focused and determined to make this year the best one ever.

I think it was John Lennon who said that "Life is what happens when we're busy making other plans." We can set goals and make plans, and yet life will throw us something else. Take my goal of (finally) taking swimming lessons. I haven't yet because of scheduling conflicts but a friend at work introduced me to tennis and I learned to looove it. I found a talented young instructor who doesn't charge very much and have been really patient with me the past couple of months. I've been taking 1-hour lessons every 8am Saturday mornings and after my last lesson, the instructor complimented me that I have improved so much and I'm actually getting very good at it. Who knew?! But not only am I enjoying it so much, but I feel like I have more stamina and energy than ever.