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The Journey Starts Now

October 20th, 2011 at 07:25 am

I have been very, very fortunate that practically most of my adult life, I have been employed and never had the horror of being fired or laid-off. So all I know is that I will go to work in the morning, work all day, go home after, then repeat for 4 more days in the week. Take a well-deserved rest on weekend, go shopping once in a while, dread Sunday night, then repeat the cycle all over again.

I met an older friend a few days ago and she made a very interesting point. She said that during difficult times, we cannot depend on other people but only on ourselves. She told me the story of how she got blind-sided when she got laid-off at 45 years old from an insurance company that she worked for for so many years. It took her by surprise and she wasn't ready at all financially. So she makes it a point to remind her friends to not make the same mistake that she did.

It got me thinking. What if there's no more cheque this payday, can I survive then? How long will my almost-empty savings last me? How will I be able to pay my bills? And I spent sleepless nights after that scared and worried all of a sudden. Come to think of it, I needed that wake-up call.

I need to take control of my money especially where each penny goes...

I need to save for the future...

I need to start investing now...

I need to pay my debts...

Too much to do, so little time. I just hope it's never too late. Keeping my fingers crossed.

Posted in Uncategorized | 8 Comments »

8 Responses to “The Journey Starts Now”

  1. creditcardfree Says:
    October 20th, 2011 at 12:12 pm 1319112725
    1319112725

    Welcome to SA! It's never to late if you get started. Something saved is better than nothing. I look forward to reading about your progress.

  2. laura Says:
    October 20th, 2011 at 12:48 pm 1319114892
    1319114892


    Welcome! Good luck on journey; I look forward to following you as chronicle your success!

  3. patientsaver Says:
    October 20th, 2011 at 01:45 pm 1319118333
    1319118333

    You're fortunate to have had this revelation while you are still employed. A lot of people don't come to this conclusion until they're in a real jam. Make the most of this opportunity to get your financial life in order. Even if you don't care about getting your financial life in order, living paycheck to paycheck is a good way to guarantee you'll ALWAYS "go to work in the morning, work all day, go home after, then repeat for 4 more days in the week."

    Surely there is something more meaningful we can do with our lives than spend it working to increase the profits of someone's corporate enterprise.

  4. Ima saver Says:
    October 20th, 2011 at 03:00 pm 1319122842
    1319122842

    Welcome, glad you have joined us!

  5. Beawealthywarrior Says:
    October 21st, 2011 at 02:29 am 1319164142
    1319164142

    Welcome and it's never too late!

  6. crazyliblady Says:
    October 23rd, 2011 at 09:53 pm 1319406781
    1319406781

    Welcome. It's never too late to begin saving. Don't forget that along with saving for unexpected events, it is also important to pay off any debts. You are very lucky to have never had any serious financial setbacks.

  7. Saving For a Rainy Day Says:
    October 24th, 2011 at 12:17 am 1319415449
    1319415449

    thank you very much for the support! it's really nice to be in an environment wherein everybody have similar goals in mind. Cheers to all of us!

  8. baselle Says:
    October 24th, 2011 at 01:53 am 1319421207
    1319421207

    Welcome. Frugal people are made, not born. All of us had a similar revelation - yours came at the best time possible.

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